Over thinking, of course.
I received arguments from my dad and a few of my cousins when I told them that I want to do a part time degree in Islamic studies next year. They of course suggest me to do it full time with my dad saying I might not be able to study well if I work and my cousins saying it's better to have a degree before I work.
Well my say is, I am a very organized person. I have my daily schedule and I never do last minute work. I obviously don't wish to settle down with a small salary, so I will complete my degree to earn more. And I need money. I cannot stand asking money from my parents and I have goals, I want to perform hajj when I'm 30 and I want to own a business.
I win.